The holidays usher in the end of the year, and with it comes the time to maximize your dental insurance benefits before you lose them. What do we mean? Here's what you should know.
Understanding Dental Insurance
First, it's essential to understand the basics of dental insurance. Most standard plans run on a calendar-year basis, meaning benefits start on January 1st and end on December 31st.
Dental plans typically have a maximum annual dollar amount they pay for treatment. If you don't use all of your available dollars throughout the year, they disappear after December 31st.
Don't Let This Happen to You!
Here are five common reasons that you might miss out on your dental benefits.
- You didn't schedule your biannual preventive teeth cleanings and exams
- You have outstanding treatment you haven't scheduled
- You don't understand how your dental insurance operates
- You waited until the end of the year and couldn't get an appointment
- You didn't know you could use your health care spending funds to pay for dental treatment
Our team is here to ensure that none of these situations cause you to miss out on the benefit dollars that are assigned to you!
How to Maximize Your Dental Insurance Benefits
Understanding and navigating dental insurance is tricky. The first step is to contact our team at (303) 795-0066 to learn how your dental benefits work. Every dental plan is different, and our friendly, knowledgeable team can shed light on your benefits.
Next, review any outstanding treatment needs you might have with our team. Have you scheduled your next preventive teeth cleaning and exam? Do you need any treatment for a tooth repair, such as a dental filling or crown? Make sure you schedule those visits now, while there are still openings available in our schedule.
Remember, your HSA funds can be used for dental treatment. So, make sure you don't miss out on any benefit dollars there, too.
Your Centennial dentist can't wait to help you smile throughout the holidays and beyond into 2026!